Loan Programs
Structured capital for every stage of the deal.
From first flips to DSCR bridge transitions, each program mirrors the details on our dedicated product pages—same leverage,
same fee structure, same list-to-close and borrower support.
- Leverage: Up to 75% ARV or 100% of total cost (minus $10K or 5% cash in)
- Draws: Photo-first verification, micro-draws, list-to-close bridge at 10.79%
- Term: 6–12 months + free 30-day extension for weather/permitting delays
- Credits: Performance credits accrue and are realized at exit
- Fees: 1.5–3 points + $1,495 flat lender fee*
Matches the Fix & Flip program page exactly—same leverage, draws, list-to-close, and performance credit structure.
- Leverage: Up to 85% total cost / 65% ARV
- Rehab budget: ≤ well-scoped
- Support: Liquidity planning, draw schedules, resale strategy, contractor intros
- Term: 6–9 months + list-to-close bridge option
- Fees: 1.5–3 points + $1,495 flat lender fee*
Exactly what’s described on the First Flip page—safety-first leverage and education built in.
Bridge-to-Rent / DSCR Transition
- Leverage: Up to 80% LTC / 70% ARV
- Term: 12–18 months interest-only, with seasoning runway
- Takeout support: DSCR-ready packages, payoff coordination, rebate at exit
- Discounts: Flip-to-bridge origination credits
- Fees: 1.5–2.5 points + $1,495 flat lender fee*
Same structure as the Bridge page—list-to-close handoff prep, interest-only payments, and flip-to-bridge discounts.
- Leverage: Up to 95% purchase (capped at 75% ARV)
- Term: 2–4 months with optional extensions
- Use case: Clean-and-list deals, cosmetic refreshes, quick relists
- Verifications: Photo-first, no heavy draw process
- Fees: 1–2 points + $1,495 flat lender fee*
Mirrors the Wholetail page—short runway, high purchase leverage, and liquidity for quick dispositions.
- Rehab Only, Double Closing, Subscription Credit Lines
- Auction Bridge / Rescue, Bridge-to-Bridge / Perm
- EMD Advances, Micro-Bridge, Title-Curative, Reverse Wholesale
Get early access to upcoming programs—including List-to-Close Bridge for non-Felspar deals—by subscribing below.
Program Highlights
Speed with discipline
Term sheets in 48 hours, closings in as little as 5 business days once title and insurance are clear.
Performance-based pricing
Hit milestones and your rate steps down. Progress should never be penalized.
Transparency baked in
No hidden compounding, no surprise fees. You see every cost in plain language before signing.
Flexible interest options
Graduated or deferred interest, minimal points up front, and extensions built for real-world hiccups.